The Art of Random Willy-Nillyness: CLOSED ~ National Association of Insurance Commissioners $50 Gift Card Giveaway Insurance
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Friday, July 29, 2011

CLOSED ~ National Association of Insurance Commissioners $50 Gift Card Giveaway Insurance

Every summer, we take a road trip. This is probably the first summer we haven't because our busy schedules. But with the economy the way it is sometimes the only trips most people can take are road trips especially if they have children.

We love our road trips. And sometimes, we just take short weekend trips and drive down to South Carolina, Georgia or to Tennessee. Road trips can be fun and easier than traveling by plane.

This summer, the National Association of Insurance Commissioners (NAIC)wants to make sure people planning a road trip have some useful information. According to the NAIC, eight out of 10 Americans said they were planning to take a vacation this summer.

One piece of information the NAIC wants you to know is that many travelers are unaware of what their car insurance policy actually covers. According to an April 2011 NAIC survey, 40 percent of Americans incorrectly believe their car insurance will cover the replacement of personal items stolen from their vehicle and one-third of Americans believe their auto insurance automatically covers a rental car.

To help you know the facts, NAIC has five tips for a stress-free summer road trip:

* Confirm your car insurance is active and premiums are up-to-date. Have a current copy of your insurance card in the car.

* Check to see if your policy includes roadside assistance. You can be covered for towing, fuel delivery, lockout service, jump-starts and more.

* If renting a car, check if your current policy includes coverage, and verify limitations with your agent. Some credit cards offer rental coverage, so check with your credit card company to determine if that is an option.

* If rental car coverage is not included in your policy, consider adding an insurance rider for a small fee or purchasing coverage from the rental car company. Make sure you don’t duplicate benefits from your existing auto, health or home insurance policy.

* Verify your homeowners or renters insurance covers the theft of personal items from a car, especially if you are planning to carry expensive items in your car such as golf clubs, video or digital cameras or laptops.

These are fantastic tips to make your summer road trips safe and fun! For more information, head on over to Auto.InsureUonline.org.

The NAIC also wants to help you on your road trip so they are offering one of my readers a $50 gas card to get you on the road! YAY! Enter to win.

Mandatory Entry

Go to the NAIC site and tell me something you learned.

Extra Entries

* Subscribe to my blog through email (1 entry)
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* Tweet this giveaway. Leave the link to the tweet in your post. (1 entry/tweet per day)
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* Follow me on Networked Blogs (1 entry - see right sidebar for widget)
* Blog about this giveaway leave the link (3 entries)
* Add this Giveaway to a Sweepstakes site, Mr. Linky, your giveaway list etc. Leave the link!! (2 entries per submission - unlimited!!)

Make sure to leave a separate comment for the entries you complete!
Deadline: Friday, August 19 at 11:59 pm EST. I will use random.org to pick the winners so everyone has a chance to win. **PLEASE leave an email if your blogger profile does not include it or you don't have a blog. I need a way to contact you.** Once a winner is drawn I will contact them and the winner will have 48 hours to reply back before I draw a new winner. Giveaway is open to US residents only who are 18 years of age or older.

Disclosure: I received compensation for this post. Opinions in this post are solely mine and are based on my experience with the product. Sponsors are responsible for shipping prizes unless otherwise stated. Please allow 6-8 weeks for delivery of any prizes.

636 comments:

  1. I learned that according to the NAIC survey, almost 40 percent of consumers are driving less, choosing instead to carpool, walk or take public transportation more frequently.

    mami2jcn at gmail dot com

    ReplyDelete
  2. I subscribe via email.


    mami2jcn at gmail dot com

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  3. I follow you on Twitter (@mami2jcn)


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  4. I like you on FB (Mary Happymommy)


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  6. I follow you in networked blogs (Mary Happymommy)


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  7. I have your text link in my blogroll at http://grandgiveaways.wordpress.com


    mami2jcn at gmail dot com

    #1

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  8. I have your text link in my blogroll at http://grandgiveaways.wordpress.com


    mami2jcn at gmail dot com

    #2

    ReplyDelete
  9. Hi Carolyn, learned a lot from NAIC site. It is interesting to see how even where you live affects premium rates. I might consider carrying only liability coverage since my car is old, has a whole bunch of mileage and will probably sell for less than 1k. I just learned that :) thanks!!

    Helena @pinkguayoyo

    ReplyDelete
  10. I follow you on twitter! @pinkguayoyo

    ReplyDelete
  11. I am following you on GFC!

    ReplyDelete
  12. I learned that, in case of total loss, the company goes by average used car prices rather than the Blue Book to determine value.
    bethelderton59 at gmail dot com

    ReplyDelete
  13. I'm an email subscriber
    bethelderton59 at gmail dot com

    ReplyDelete
  14. I follow you on twitter as mbm218
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    ReplyDelete
  15. I'm a gfc friend
    bethelderton59 at gmail dot com

    ReplyDelete
  16. I'm an email subscriber
    bethelderton59 at gmail dot com

    ReplyDelete
  17. I learned that they have a feature where you can get unbiased information on insurance in your state. What a nice feature!

    Nancy
    allibrary (at) aol (dot) com

    ReplyDelete
  18. I am an email subscriber.

    Nancy
    allibrary (at) aol (dot) com

    ReplyDelete
  19. I follow via GFC: allibrary.

    Nancy
    allibrary (at) aol (dot) com

    ReplyDelete
  20. I subscribe to your RSS feed via Google Reader.

    Nancy
    allibrary (at) aol (dot) com

    ReplyDelete
  21. I learned that financial decisions that affect your credit score may impact insurance rates

    ReplyDelete
  22. @tcarolinep twitter follower

    ReplyDelete
  23. Like The Art of Random Willynillyness on Facebook page
    jessiekatie S

    ReplyDelete
  24. http://twitter.com/tcarolinep/status/97073070300336128

    ReplyDelete
  25. button.http://tcarolinep.blogspot.com

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  26. Link on the text blogroll.http://tcarolinep.blogspot.com
    1

    ReplyDelete
  27. Link on the text blogroll.http://tcarolinep.blogspot.com
    2

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  28. networkedblogs follower
    Jessiekatie S

    ReplyDelete
  29. Blogged.http://tcarolinep.blogspot.com/2011/07/giveawaythe-art-of-random-willy.html
    1

    ReplyDelete
  30. Blogged.http://tcarolinep.blogspot.com/2011/07/giveawaythe-art-of-random-willy.html
    2

    ReplyDelete
  31. I learned that you can ask your insurance provider if there is a low mileage discount if you do not drive a lot.

    Jennifer Marie

    lilnursejen at yahoo dot com

    ReplyDelete
  32. Blogged.http://tcarolinep.blogspot.com/2011/07/giveawaythe-art-of-random-willy.html
    3

    ReplyDelete
  33. daily tweet!

    http://twitter.com/#!/JenniferCNP/status/97075194904064000

    jennifer marie

    lilnursejen at yahoo dot com

    ReplyDelete
  34. State insurance regulators created the NAIC in 1871 to address the need to coordinate regulation of multistate insurers.
    mtakala1 AT yahoo DOT com

    ReplyDelete
  35. like Random WN on Facebook
    mtakala1 AT yahoo DOT com

    ReplyDelete
  36. follow by GFC
    mtakala1 AT yahoo DOT com

    ReplyDelete
  37. follow by Networked Blogs
    mtakala1 AT yahoo DOT com

    ReplyDelete
  38. I learned your credit score may impact insurance rates.

    ReplyDelete
  39. subscriber under nick0166 (at) yahoo dot com

    ReplyDelete
  40. https://twitter.com/#!/BTHM1/status/97122243531911168

    tweeted

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  41. http://blesstheirheartsmom.blogspot.com/p/our-favorite-blogs.html

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  42. follow on networked blogs under nicole h/blesstheirheartsmom

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  43. I learned that where you live can impact your premium kgkiml at yahoo dot com

    ReplyDelete
  44. I am youe fb fan, Kelly Bowling Kimmell, kgkiml at yahoo dot com

    ReplyDelete
  45. I follow you on twitter, ktk502, kgkiml at yahoo dot com

    ReplyDelete
  46. I follow your blog via gfc, kgkiml at yahoo dot com

    ReplyDelete
  47. I learned that a negative credit report can affect your premiums.

    humanecats at gmail dot com

    ReplyDelete
  48. email subscriber

    humanecats at gmail dot com

    ReplyDelete
  49. I follow on networked blogs as Ricky T.

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    ReplyDelete
  50. I like/follow you on Facebook as Ricky Todd.

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    ReplyDelete
  51. I follow on GFC as Ericka T.

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    ReplyDelete
  52. I follow you on twitter as humanecats.

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    ReplyDelete
  53. I learned that if my car needs repairs, I need to notify my claims adjuster which shop I would like to repair my car, before any of the work is done.
    I never thought of this before. Thanks!

    ReplyDelete
  54. Following you on twitter @romapr09

    ReplyDelete
  55. Tweeted http://twitter.com/#!/romapr09/status/97310595585556481

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  56. Following your blog publicly on Google Friend Connect

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  57. RSS Subscriber in Google Reader

    ReplyDelete
  58. Following your blog on Networked Blogs.

    ReplyDelete
  59. daily tweet!

    http://twitter.com/#!/JenniferCNP/status/97398006680272896

    jennifer marie

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    ReplyDelete
  60. I learned Moving to another state can affect costs as states vary in their coverage requirements.

    ReplyDelete
  61. tweeted:

    http://twitter.com/#!/Suec/status/97514100048920576

    ReplyDelete
  62. added to giveaway linky here #1

    http://www.anutinanutshell.com/2011/07/saturday-giveaway-parade-730/

    ReplyDelete
  63. added to giveaway linky #2

    http://www.anutinanutshell.com/2011/07/saturday-giveaway-parade-730/

    ReplyDelete
  64. I learned that where you live could impact your premium, depending on a number of factors about the area.

    ReplyDelete
  65. Following on twitter @annedoggett

    ReplyDelete
  66. daily tweet!

    http://twitter.com/#!/JenniferCNP/status/97722865977274369

    jennifer marie

    lilnursejen at yahoo dot com

    ReplyDelete
  67. I learned that 40 percent of people today are driving less,maybe by carpooling! You can check with Your Insurance Co. if You could get a low mileage discount!

    geauxtami@yahoo.com

    ReplyDelete
  68. Email Subscriber
    geauxtami@yahoo.com

    ReplyDelete
  69. I follow You on Networked Blogs
    geauxtami@yahoo.com

    ReplyDelete
  70. I follow You on Twitter (@tamivol)
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    ReplyDelete
  71. Follow by RSS Feed
    geauxtami@yahoo.com

    ReplyDelete
  72. Facebook Fan of Yours(Tami Vollenweider)
    geauxtami@yahoo.com

    ReplyDelete
  73. I follow You with GFC
    geauxtami@yahoo.com

    ReplyDelete
  74. I learned that Many credit cards include some level of collision and theft protection. In most cases, these benefits are secondary to your personal auto insurance or the car rental company’s insurance, meaning the credit card company will only pay claims after other insurance coverage has been exhausted. The NAIC recommends you call your credit card company and ask about benefits.


    runningmatey at hotmail dot com

    ReplyDelete
  75. http://twitter.com/LuckyDuckyToo/status/97858940464930816


    runningmatey at hotmail dot com

    ReplyDelete
  76. dt:

    https://twitter.com/#!/Suec/status/97866551478329345

    ReplyDelete
  77. daily tweet!

    http://twitter.com/#!/JenniferCNP/status/98182329440288769

    jennifer marie

    lilnursejen at yahoo dot com

    ReplyDelete
  78. I learned location matters for rates.

    ReplyDelete
  79. I learned that According to the NAIC survey, almost 40 percent of consumers are driving less, choosing instead to carpool, walk or take public transportation more frequently.
    Thanks so much.
    rickpeggysmith(at)aol(dot)com

    ReplyDelete
  80. I'm an email subscriber.
    Thanks
    rickpeggysmith(at)aol(dot)com

    ReplyDelete
  81. I'm a twitter follower (peg42)
    Thanks
    rickpeggysmith(at)aol(dot)com

    ReplyDelete
  82. I'm a FB friend (Margaret E. Smith)
    Thanks
    rickpeggysmith(at)aol(dot)com

    ReplyDelete
  83. I'm a GFC follower (rickpeggysmith)
    Thanks
    rickpeggysmith(at)aol(dot)com

    ReplyDelete
  84. http://twitter.com/LuckyDuckyToo/status/98215571052695552

    runningmatey at hotmail dot com

    ReplyDelete
  85. I learned that switching jobs will affect your insurance

    ReplyDelete
  86. One thing I learned on the NAIC site is that most credit cards have some level of collision or theft coverage built in, but that they are secondary to your auto insurance. That's good to know before hitting the road. Thanks!

    gkaufmanss@yahoo.com

    ReplyDelete
  87. I subscribe to your blog by email: gkaufmanss@yahoo.com

    ReplyDelete
  88. I follow you on twitter: @guettel78

    gkaufmanss@yahoo.com

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  89. I like your facebook page: Geoff K

    gkaufmanss@yahoo.com

    ReplyDelete
  90. 8/1 tweet: http://twitter.com/#!/guettel78/status/98237331034746880

    gkaufmanss@yahoo.com

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  91. I follow your blog via GFC: guettel78

    gkaufmanss@yahoo.com

    ReplyDelete
  92. I subscribe to your feed via google reader.

    gkaufmanss@yahoo.com

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  93. I'm following you on networked blogs: Geoff K

    gkaufmanss@yahoo.com

    ReplyDelete
  94. I have your button on my sidebar: http://slavetoacademia.blogspot.com/

    gkaufmanss@yahoo.com

    ReplyDelete
  95. 1. I have you in my blogroll: http://slavetoacademia.blogspot.com/

    gkaufmanss@yahoo.com

    ReplyDelete
  96. 2. I have you in my blogroll: http://slavetoacademia.blogspot.com/

    gkaufmanss@yahoo.com

    ReplyDelete
  97. I learned that 40 percent of consumers were driving less.

    rhoneygtn at yahoo dot com

    ReplyDelete
  98. Follow you on Twitter: rhoneygee

    rhoneygtn at yahoo dot com

    ReplyDelete
  99. Follow you on Facebook: Rebecca Honey Graham

    rhoneygtn at yahoo dot com

    ReplyDelete
  100. I learned on the NAIC website that having poor credit can result in higher premiums or, in some cases, the inability to secure insurance through some carriers.

    abfantom at yahoo dot com

    ReplyDelete
  101. I follow via GFC: abfantom

    abfantom at yahoo dot com

    ReplyDelete
  102. I'm an email subscriber

    abfantom at yahoo dot com

    ReplyDelete
  103. I learned that if you pay off a current vehicle, you may be able to select a higher deductible or eliminate your collision coverage

    alsmalu at hotmail.com

    ReplyDelete
  104. email subscriber
    alsmalu at hotmail.com

    ReplyDelete
  105. I follow you on twitter @fhammons
    alsmalu at hotmail.com

    ReplyDelete
  106. I like you on FB (Fawn Hammons)
    alsmalu at hotmail.com

    ReplyDelete
  107. GFC follower (Fawn Hammons)
    alsmalu at hotmail.com

    ReplyDelete
  108. follow you on networked blogs
    alsmalu at hotmail.com

    ReplyDelete
  109. I learned that where you live could impact your premium, depending on a number of factors about the area.
    nrdunningATgmailDOTcom

    ReplyDelete
  110. I follow you on twitter (ohstac)
    nrdunningATgmailDOTcom

    ReplyDelete
  111. I follow on GFC
    nrdunningATgmailDOTcom

    ReplyDelete
  112. tweet
    http://twitter.com/ohstac/status/98490420283187200
    nrdunningATgmailDOTcom

    ReplyDelete
  113. I learned that a negative credit report can affect your premiums.

    paulandrea1c@yahoo.com

    ReplyDelete
  114. I am email suscriber.

    paulandrea1c@yahoo.com

    ReplyDelete
  115. I follow you on twitter.
    @paulamena1

    paulandrea1c@yahoo.com

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  116. I follow you on facebook.
    paula andrea cucalon valderrama

    paulandrea1c@yahoo.com

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  117. dt - https://twitter.com/#!/Suec/status/98512951421571072

    ReplyDelete
  118. I learned that 40 percent of consumers are driving less, choosing instead to carpool, walk or take public transportation more frequently.
    elysesw@aol.com

    ReplyDelete
  119. I follow on GFC. elysesw
    elysesw@aol.com

    ReplyDelete
  120. you can ask your insurance provider if there is a low mileage discount if you do not drive a lot.

    ReplyDelete
  121. daily tweet!

    http://twitter.com/#!/JenniferCNP/status/98544833345486848

    jennifer marie

    lilnursejen at yahoo dot com

    ReplyDelete
  122. I learned that a shorter commute could mean lower insurance payments - I had no idea!
    Thank you for the giveaway :)
    hurdler4eva(at)gmail(dot)com

    ReplyDelete
  123. I follow your blog publicly with google friend connect
    Thank you for the giveaway :)
    hurdler4eva(at)gmail(dot)com

    ReplyDelete
  124. I follow you on Twitter - I'm @AmberGoo
    Thank you for the giveaway :)
    hurdler4eva(at)gmail(dot)com

    ReplyDelete
  125. I subscribe to your RSS Feed with google reader
    Thank you for the giveaway :)
    hurdler4eva(at)gmail(dot)com

    ReplyDelete
  126. I like you on Facebook - my FB name is Amanda Moore
    Thank you for the giveaway :)
    hurdler4eva(at)gmail(dot)com

    ReplyDelete
  127. I follow you with Networked Blogs - my FB name is Amanda Moore
    Thank you for the giveaway :)
    hurdler4eva(at)gmail(dot)com

    ReplyDelete
  128. I learned that some companies offer pay-as-you-drive pricings for those that drive less, carpool, walk or take public transportation more frequently.

    yuukiimi(at)gmail(dot)com

    ReplyDelete
  129. I'm an email subscriber

    yuukiimi(at)gmail(dot)com

    ReplyDelete
  130. I'm following you via Twitter (@yuukiimi)

    yuukiimi(at)gmail(dot)com

    ReplyDelete
  131. I'm a facebook fan of The Act of Random Willynillyness (Alice L)

    yuukiimi(at)gmail(dot)com

    ReplyDelete
  132. I'm following your blog via GFC

    yuukiimi(at)gmail(dot)com

    ReplyDelete
  133. RSS subscribed

    yuukiimi(at)gmail(dot)com

    ReplyDelete
  134. I'm following you via Networked Blogs (Alice L)

    yuukiimi(at)gmail(dot)com

    ReplyDelete
  135. Tweeted
    http://twitter.com/#!/yuukiimi/status/98565424412753921

    yuukiimi(at)gmail(dot)com

    ReplyDelete
  136. I learned that they have a feature where you can get unbiased information on insurance in your state.

    ReplyDelete
  137. http://twitter.com/LuckyDuckyToo/status/98581040758661120

    runningmatey at hotmail dot com

    ReplyDelete
  138. I learned SWAPPED JOBS – Many consumers have been impacted by a job loss while some have created flexible work situations or relocated for a new position.

    ReplyDelete
  139. Like The Art of Random Willynillyness on Facebook page

    ReplyDelete
  140. •DRIVING LESS – According to the NAIC survey, almost 40 percent of consumers are driving less, choosing instead to carpool, walk or take public transportation more frequently.
    ◦Check with your insurance carrier for a low mileage discount.
    ◦Some companies also offer pay-as-you-drive pricing in select states.
    tvollowitz at aol dot com

    ReplyDelete
  141. Mandatory Entry

    This is something I didn't know***◦Some companies also offer pay-as-you-drive pricing in select states.

    ReplyDelete
  142. Like The Art of Random Willynillyness on Facebook

    ReplyDelete
  143. I learned that Moving to another state can affect costs as states vary in their coverage requirements.
    Thanks for the giveaway!
    eswright18 at gmail dot com

    ReplyDelete
  144. I follow you on Twitter @eswright18
    eswright18 at gmail dot com

    ReplyDelete
  145. I like you on FB (Ellie W)
    eswright18 at gmail dot com

    ReplyDelete
  146. I follow via GFC (ellie)
    eswright18 at gmail dot com

    ReplyDelete
  147. tweet
    https://twitter.com/#!/eswright18/status/98643352945307649

    ReplyDelete
  148. I subscribe via RSS feed
    eswright18 at gmail dot com

    ReplyDelete
  149. I follow on Network Blogs
    eswright18 at gmail dot com

    ReplyDelete
  150. visited the site and learned that A shorter commute could mean lower insurance payments.

    Thank you for hosting this giveaway

    Louis
    pumuckler {at} gmail {dot} com

    ReplyDelete
  151. I subscribed to your feed via google reader

    pumuckler {at} gmail {dot} com

    ReplyDelete
  152. Google Friends Connect - following you publicly as (Louis)

    pumuckler {at} gmail {dot} com

    ReplyDelete
  153. I like your blog on facebook (Louis Here)

    pumuckler {at} gmail {dot} com

    ReplyDelete
  154. following you on twitter @left_the_stars

    pumuckler {at} gmail {dot} com

    ReplyDelete
  155. Daily tweet: http://twitter.com/#!/guettel78/status/98743819075469312

    gkaufmanss@yahoo.com

    ReplyDelete
  156. the naic was created in 1871 crystletellerday@yahoo.com

    ReplyDelete
  157. I learned that If you pay off a current vehicle, you may be able to select a higher deductible or eliminate your collision coverage.

    hellrzr(at)juno(dot)com

    ReplyDelete
  158. Follow me on Twitter @carogonza
    mrcheapo

    hellrzr(at)juno(dot)com

    ReplyDelete
  159. Like The Art of Random Willynillyness on FB.
    mrcheapo

    hellrzr(at)juno(dot)com

    ReplyDelete
  160. Following on GFC.
    hale

    hellrzr(at)juno(dot)com

    ReplyDelete
  161. Subscribed on RSS Google reader.
    mikeanderson203(at)juno(dot)com


    hellrzr(at)juno(dot)com

    ReplyDelete
  162. tweet

    https://twitter.com/#!/mrcheapo/status/98763382492119040

    hellrzr(at)juno(dot)com

    ReplyDelete
  163. Following on network blog.
    jeff

    hellrzr(at)juno(dot)com

    ReplyDelete
  164. I never knew if you drove a lesser commute you can actually maybe get your insurance lowered! Amazing!
    Redsoxgirl6382(at)gmail(dot)com

    ReplyDelete
  165. I am following carogonza on twitter :)

    Mom2Nan3Dog1

    Redsoxgirl6382(at)gmail(dot)com

    ReplyDelete
  166. I liked the art of random willynillyness on FB

    Denise McDOnuts

    Redsoxgirl6382(at)gmail(dot)com

    ReplyDelete
  167. I am following your blog via GFC :)

    Redsoxgirl6382(at)gmail(dot)com

    ReplyDelete
  168. i learned that moving to another state can affect insurance costs

    ReplyDelete
  169. daily tweet
    http://twitter.com/#!/yuukiimi/status/98784374132183040

    ReplyDelete
  170. I learned that 40 percent of consumers were driving less.
    austma7@aol.com

    ReplyDelete
  171. I learned there is sometimes a low mileage discount. Ask your insurance provider!
    Thanks for the chance.
    mogrill12@gmail.com

    ReplyDelete
  172. I saw that According to the NAIC survey, almost 40 percent of consumers are driving less, choosing instead to carpool, walk or take public transportation more frequently.
    ◦Check with your insurance carrier for a low mileage discount.
    ◦Some companies also offer pay-as-you-drive pricing in select states.

    My husband drives very little. Will look at that discount


    rugerpuppies at hotmail dot com

    ReplyDelete
  173. daily tweet!

    http://twitter.com/#!/JenniferCNP/status/98896261666705408

    jennifer marie

    lilnursejen at yahoo dot com

    ReplyDelete
  174. I learned that I need to check 10 before Buying Auto Insurance
    merleandtina@yahoo.com

    ReplyDelete
  175. follow you on twitter
    merleandtina@yahoo.com

    ReplyDelete
  176. follow you on facebook
    merleandtina@yahoo.com

    ReplyDelete
  177. subscribe via email
    merleandtina@yahoo.com

    ReplyDelete
  178. http://twitter.com/#!/HappyTina0115/status/98926144862158849
    merleandtina@yahoo.com

    ReplyDelete
  179. follow you on gfc
    merleandtina@yahoo.com

    ReplyDelete
  180. I learned that according to the NAIC survey, almost 40 percent of consumers are driving less, choosing instead to carpool, walk or take public transportation more frequently.
    grammypenny@frontier.com

    ReplyDelete
  181. http://twitter.com/LuckyDuckyToo/status/98944218654965760

    runningmatey at hotmail dot com

    ReplyDelete
  182. Daily tweet: http://twitter.com/#!/guettel78/status/99097959815319552

    gkaufmanss@yahoo.com

    ReplyDelete