The Art of Random Willy-Nillyness: NAIC Presents the WreckCheck app + $50 Gas Card Giveaway!
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Friday, August 31, 2012

NAIC Presents the WreckCheck app + $50 Gas Card Giveaway!


Summer is almost over but people are still traveling trying to get in their last minute vacations before Labor Day. We are trying to get in a last minute trip to Cleveland. On this trip we decided to drive instead of fly. Unfortunately, Labor Day is one of the most dangerous holidays for car travel so there is no better time than now to prepare in case of an auto accident.

The National Association of Insurance Commissioners (NAIC) has a new app that will help you in the event of a car accident. NAIC’s free WreckCheck app is designed to help you calmly walk through the steps to take following an auto accident, and it helps you determine what information and details are important when filing an insurance claim, all from your mobile phone.

The app allows you to collect the necessary information on the spot and immediately email it directly to yourself and your insurance agent. It also makes it easy to capture photos and document the necessary information to file an insurance claim.

Recent research from NAIC suggests that after an auto accident, many Americans do not know the steps to take or information to share with the other driver involved. Oftentimes, drivers over share personal information that could put them and their families at risk, so downloading the WreckCheck app is a good way to ensure your privacy and the safety of your family.

This is such a great app. I have been in car accidents (not my fault!) and I have always hated giving out too much information.  When you give out your home address, driver's license number and other information it can be dangerous. The fact that you can have an app that walks you through what you need to do at a time when you are not thinking clearly is wonderful.

Once someone backed into my car and because it was a small fender bender, I did not call the police. I did get information but then she denied hitting my car. My insurance agent said I should have called the police but I had no clue. Luckily, I had a witness and the problem was resolved. But that was a time I could have used the WreckCheck app!

If you would like to download the WreckCheck app, you can find it online at iTunes® and Google Play® or by searching “NAIC” at the iTunes store or Android market.

And thanks to the NAIC I have a $50 gas card to give away to one lucky reader! YAY! This will come in handy for any road trips you might be planning. Just enter on the Rafflecopter widget below!!


a Rafflecopter giveaway

Disclosure: I received a gift card. Opinions in this post are solely mine and are based on my experience. Sponsors are responsible for shipping prizes unless otherwise stated. Please allow 6-8 weeks for delivery of any prizes.

267 comments:

  1. people share their drivers license number?!?! that is just dumb

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  2. I learned that sharing your phone number is rarely necessary.

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  3. I learned that you shouldn't need to share info like driver's license #, home address or phone number and if you do, you are setting yourself up for potential identity theft.

    kerrie@mayansfamily.com

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  4. Sharing a phone number after an accident in snot necessary.

    msgb245 at gmail dot com

    as Maureen

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  5. I learned In an automobile accident we dont need to share personal irformation, we need only provide name and vehicle insurance information provider.

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  6. Visited and learned that you do not actually have to provide your personal phone number

    mummytotwoboys@yahoo.com

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  7. your home address gives identity thieves the physical location of your mail or garbage, the first place criminals often look for personal financial information

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  8. The Federal Trade Commission estimates nearly nine million consumers have their identities stolen each year. Knowing what to share helps keep property and identities safe.

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  9. I haven't had an accident, but
    the new app outlines what to do immediately following an accident and walks me thrsough the process to create my own accident report.
    mtakala1 AT yahoo DOT com

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  10. I learned that identity theft is one of the fastest growing crimes in America.

    Nancy
    allibrary (at) aol (dot) com

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  11. The WreckCheck app would be helpful for guidance in accident situations where many people are not thinking clearly.

    Nancy
    allibrary (at) aol (dot) com

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  12. learned that our home address gives identity thieves the physical location of your mail or garbage, the first place criminals often look for personal financial information.


    hippopurplemonkey at yahoo dot com

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  13. The app outlines what to do immediately following an accident and walks users through a step-by-step process to create their own accident report.

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  14. Having an accident can be tramatic. Having an app to help remember what to do would take some of the stress away.

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  15. I learned not to show another driver a drivers license- I always thought it was part of the process- good info!

    ellen beck
    tannawings at gmail dot com

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  16. 38% of people believe they should share drivers license if they are in an accident debbie jackson,
    djackson1958 at hotmail dot com

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  17. he Federal Trade Commission estimates nearly nine million consumers have their identities stolen each year

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  18. I learned that you shouldn't give personal information with the other driver.

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  19. WreckCheck app would be helpful in documenting the accident.

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  20. I learned that sharing your phone number increases the risk of identity theft.

    Thanks for the nifty giveaway!

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  21. NAIC has developed WreckCheck, a new, free mobile app for iPhone® and Android® smartphones. The new app outlines what to do immediately following an accident and walks users through a step-by-step process to create their own accident report. The app directs them to capture photos and helps document and share only what is necessary to file an insurance claim. Users can even email their completed reports to themselves and their insurance agents.

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  22. I learned that if I am in an car accident, sharing my phone number is rarely required when exchanging information. Thanks!
    romapup at gmail dot com

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  23. It could have helped me save time. The guy was mad he hit my car (he was a hothead) and it would have been nice to have cut that visit short.
    romapup at gmail dot com

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  24. I found the Accident Checklist PDF form and saved it to my computer.

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  25. Knock on wood - I've never been in an accident that I've caused (and only minor one when someone else hit me) but this app would come in handy if I get into an accident in the future!

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  26. I learned not to give out my driver's license to the other party if involved in an accident. I had never given this any thought at all.

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  27. Thirty-eight percent of consumers believed they should share their driver’s license number with the other driver
    gabbflabber@live.com

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  28. I was surprised at the information you don't have to share. I have given out my drivers liscence in the one accident I have been in.

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  29. I learned poeple give ou more info than needed after a car accident that can lead to identity theft or other risk

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  30. You should not share your Driver's License # with anyone. rk marsh at aol dot com

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  31. 9 million consumers have their identity stolen each year.

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  32. I learned that you do not need to share your phone number with someone you had got into a wreck with

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  33. I learned they also have a downloadable accident checklist for those like myself that don't have a smartphone.

    Wendy T on rafflecopter

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  34. I learned that you shouldn't exchange personal information with the other driver.

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  35. I learned that Identity theft is one of the fastest-growing crimes in the United States.

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  36. Thirty-eight percent of consumers believed they should share their driver’s license number with the other driver

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  37. I'm going to check this out but hope I won't need it!

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  38. "one in six would even allow the other driver to photograph the license as a convenient way to exchange information." WHAT????? No way!

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  39. I learned they have an app for smartphones which walks you through making your own report. This would be nice to have.

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  40. I learned that you do not need to share your phone number with someone you had got into accident with

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  41. it will help me determine what photos and documentation is necessary to file an insurance claim.

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  42. I learned that if another driver (involved in accident) is unable to provide vehicle ownership and/or insurance information it is appropriate to ask for their phone number, address and driver's license number.

    sheilatf52 at yahoo dot com

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  43. I did not know it wasn't necessary to share your phone number. I really don't see the necessity to share a drivers licence number with the other driver. This will help to be prepared for accident...which we all hope will never have. Patricia

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  44. it would have helped me when someone backed into my minivan in a parking lot

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  45. i learned sharing personal information such as your address and phone number and driver's licence number may put your privacy and identity at risk

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  46. identity theft isa fast growing crime

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  47. I learned: In fact, a recent survey by the National Association of Insurance Commissioners (NAIC) suggests that, after an accident, many Americans do not really know what information they should share with the other driver. State laws vary, but in most cases you need only provide your name and vehicle insurance information, which should include the name and phone number of your insurance provider.

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  48. WreckCheck app would be helpful in documenting what happened in the accident.

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  49. I learned that The Federal Trade Commission estimates nearly nine million consumers have their identities stolen each year.
    Thanks so much.
    rickpeggysmith(at)aol(dot)com

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  50. Wreckcheck can help me from giving personal info out and have my identity stolen.

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  51. I learned Twenty-five percent of consumers surveyed said they would share their home address.
    elysesw@aol.com

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  52. You should not share your driver lisence info.

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  53. Millions of identities stolen every year. That is really scary.

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  54. I learned that Identity theft is one of the fastest-growing crimes in the United States.

    Nathansmommy619(At)aol(dot)com

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  55. It would help me to know better how to react, and what to do if I was in that situation

    Nathansmommy619(At)aol(dot)com

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  56. However, filing a police report can help facilitate the insurance claims process.

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  57. I learned that the Federal Trade Commission estimates nearly nine million consumers have their identities stolen each year, disrupting finances and damaging credit histories and reputation.

    alittlepieceofheaven777(at)yahoo(dot)com

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  58. Twenty-nine percent of survey respondents believed they are required to share personal phone numbers. In fact, sharing your phone number is rarely necessary.

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  59. I learned that you shouldn't give personal information to the other driver.

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  60. I did not know that it was unnecessary to share your phone number.

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  61. I learned that you are at risk for identity theft if you have an accident!

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  62. I learned that their site is very inmformative and would help keep me safe!

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  63. Thirty-eight percent of consumers believed they should share their driver’s license number with the other driver

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  64. I learned that you should not exchange driver's license info with the other party because it could lead to identity theft.

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  65. I learned on the NAIC website that having poor credit can result in higher premiums or, in some cases, the inability to secure insurance through some carriers.

    abfantom at yahoo dot com

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  66. nearly nine million consumers have their identities stolen each year, disrupting finances and damaging credit.
    mverno@roadrunner.com

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  67. I learned that it's not required that you share a lot of personal information after a traffic accident.

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  68. Wreck Check would walk me through the steps I should take after an accident.

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  69. I learned that I might have been in trouble before reading this! I'd have been one of the "Twenty-five percent of consumers surveyed said they would share their home address."
    bethelderton59 at gmail dot com

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  70. WreckCheck would be a great help in making sure I get the details right--I'd be nervous and scared (even in a small fender-bender!) and might not get--or give--the proper information.
    bethelderton59 at gmail dot com

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  71. I like the Wreck Check App.
    Thanks for the chance.
    mogrill12@gmail.com

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  72. I learned that nine million consumers have their identities stolen each year. Wow, that's a lot!

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  73. WreckCheck could help by documenting the accident and protecting me. Accidents are traumatic, so I'm up for anything that would help ease the process.

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  74. i learned not to give my phone # after an accident...didnt know that!
    Sarah Hirsch

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  75. i was rear-ended, and wreck check could have helped me know which information to take note of.
    sarah hirsch

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  76. I learned about the wreckcheck app and downloaded it!

    sksweeps (at) earthlink (dot) net

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  77. the wreckcheck app would help me remember exactly what info to get and give out and keep my identity safe

    sksweeps (at) earthlink (dot) net

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  78. I learned that you most likely don't even need to share your phone number if you get into an accident.

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  79. I learned the app is available for Android as well as iPhone.

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  80. •Twenty-five percent of consumers surveyed said they would share their home address

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  81. I learned because of Identity Theft you should not share your driver's license with the other driver. NAIC has an accident checklist you can download if you do not have a smartphone.
    tnrina|at|gmail|dot|com

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  82. You should only need to provide your full name and insurance information. Any other information sets you up for ID theft.

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  83. "your home address gives identity thieves the physical location of your mail or garbage, the first place criminals often look for personal financial information." *Thanks* for the giveaway!

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  84. It could help me share only what is necessary to file an insurance claim.

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  85. I learned its not necessary to share your personal/contact info

    Thanks for the great giveawaY!

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  86. That looks really handy!

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  87. * Thirty-eight percent of consumers believed they should share their driver’s license number with the other driver + Many retailers accept driver’s license information to verify your identity over the phone. In fact, your license number is the most common way to confirm your identity after Social Security number and date of birth.

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  88. I learned this:

    Twenty-five percent of consumers surveyed said they would share their home address.

    and this is a bad way to have people steal your information or identity

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  89. the main thing I learned is in an accident we dont need to share personal irformation, we need only provide name and vehicle insurance information provider

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  90. nearly 20 percent of respondents believe the only reason to call police after an accident is if someone is injured

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  91. I learned identity theft from sharing unnecessary info after an accident is a common problem. Had no idea!!!

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  92. I found out that you should call the police if involved in an accident even if no one is injured because filing a police report can help facilitate the insurance claims process.

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  93. I have never been in an accident but I definitely think if I ever was this app would help me to make decisions on what to do as it outlines what to do immediately following an accident and walks users through a step-by-step process to create their own accident report.

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  94. learned in an automobile accident we dont need to share personal irformation, we need only provide name and vehicle insurance information provider.

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  95. I had a fender bender recently (my fault:(, and I immediately got out my wallet,ready to give him any & all information he requested. I realize now that I should be more discriminating in the amount/type of info I should provide-good article.

    sheilatf52 at yahoo dot com

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  96. I believe it'd help to simply give us peace of mind. In crisis situations, I have found that no matter how prepared we believe we are or how much we know, our actions can later surprise us. This would be helpful in navigating our way through it.

    *Wendy T on rafflecopter.

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  97. Thirty-eight percent of consumers believed they should share their driver’s license number with the other driver.
    I can't believe that number is so high!!
    snowwolf222@yahoo.com

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  98. I learned the app would help me to make decisions on what to do as it outlines what to do immediately following an accident; which is nice, it's really hard to think clearly at times like that!
    writer61@yahoo.com

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  99. YOu do not need to share your drivers license #,
    seyma_bennett@hotmail.com

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  100. I learned that sharing a phone number after an accident is not necessary.


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  101. identify theft with accidents, shouldn't let someone take a pic of your Driver's license can take your identity that way, carawling(at)hotmail(dot)com

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  102. NAIC offers a downloadable accident checklist and tips for staying calm, safe and smart on the road.

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  103. I learned that WreckCheck, outlines what to do immediately following an accident. s2inamug at aim dot com

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  104. Sharing personal information such as your address and phone number may put your privacy and identity at risk.

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  105. sharing personal information isnt necessary

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  106. I learned that you don't have to share your personal info like your phone number

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  107. Luckily I have only been in one car accident my entire life (I was 16 and was rear-ended when stopped at a red light by a driver that was speeding and didn't even try to stop). The app would help me to stay calm and make sure that I was providing the correct info, not sharing personal information that could lead to identity theft.

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  108. i learned about the app called Wreckcheck. what a great thinkg to have. it helps you get all the info at a time that you may not be thinking of all the things you need to know. thanks

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  109. I learned that this is an amazingly smart app to have on your phone! It's easy to be confused and shaken after an accident, and it helps to have something to guide you through each prudent step. I love that it logs the time and location of the event automatically!

    Thanks!
    h4schaffer at gmail dot com

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  110. I learned that you need to protect your ID! This is actually a bit of a surprise, but it makes sense, especially in cases of a 'fraud accident'.

    h4schaffer at gmail dot com

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  111. Ilearned that you only have to share your name and vehicle insurance infromation, along with your insurance providers name and phone number. ladyvon at grm dot net.

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  112. learned that you don't have to share your personal info

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  113. You do not have to give out any personal info other than your name.

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  114. BreeAnna McManus bwanna12 at yahoo dot comSeptember 14, 2012 at 1:02 PM

    learned that you do not actually have to provide your personal phone number

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  115. you don't really need to share everything

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  116. I think would help because you are so nervous you sometimes forget what to do

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  117. identity theft is one of the fastest growing crimes--that is why I try to shred my papers..thanks, simmsmba@gmail.com

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  118. this app is good if the accident is not serious but if it is a serious accident, then I can't see this being helpful for the victim in an accident..thanks

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  119. I learned that Twenty-five percent of consumers surveyed said they would share their home address.

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  120. I liked that it warned against letting your ID be photographed. In today's day and age it is so quick and easy to snap a picture and in the stress following an accident you might not think to protect your identity!

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  121. I think it would keep me calm in a stressful situation, and having a "checklist" would make sure I did everything I was supposed to.

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  122. I learned that NAIC stands for the "National Association of Insurance Commissioners."

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  123. Giving your phone # after an accident is unnecessary.

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  124. Their app would come in handy after an accident to help us think "clearly"

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  125. I learned that many people believe you should share driver license, home address, and/or phone number with the owner of the other car once you get into an accident... which is far from the truth...

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  126. I learned you should not show your driver's license to the other driver!

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  127. I learned that identity theft is one of the fastest growing crimes in the United States.
    jcarrturq5@yahoo.com

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  128. i learned state laws vary as to what info you need to share in an accident
    nannypanpan@gmail.com

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  129. I didn't realize having an accident would put you at risk for identity theft. Good information and I will pass along! Thanks.

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  130. I learned that "State laws vary, but in most cases you need only provide your name and vehicle insurance information, which should include the name and phone number of your insurance provider."
    Thanks for the giveaway!

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  131. I didn't realize that identity theft was a concern when dealing with an accident! Wow!

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  132. I learned that Sharing personal information such as your address and phone number may put your privacy and identity at risk. However, if another driver is unable to provide vehicle ownership and/or insurance information it is appropriate to ask for their phone number, address and driver's license number. wilcarvic
    [at]gmail[dot[com]]

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  133. Twenty-nine percent of survey respondents believed they are required to share personal phone numbers. In fact, sharing your phone number is rarely necessary.
    i would have been in the 29%

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  134. didn't know having an accident would put you at risk for identity theft - regnod(at)yahoo(d0t)com

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  135. I learned that 38% of consumers believed they should share their driver’s license number with the other driver — 1/6 would even allow the other driver to photograph the license as a convenient way to exchange information.

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  136. I had no idea that people even did identity theft in that way but I guess it's not surprising!!

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  137. it's not necessary to share a phone number

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  138. do not give them a phone number or address other wise they can track you down easily - not cool

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  139. I learned that nearly 20 percent of respondents believe the only reason to call police after an accident is if someone is injured.

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  140. I learned the identity thief is very common after an accident. Only provide necessary information not your personal information (phone or home address)Nine million consumer are victims each year. SCARY!

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  141. Twenty-nine percent of survey respondents believed they are required to share personal phone numbers. In fact, sharing your phone number is rarely necessary.

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  142. I learned that if I am in an car accident, sharing my phone number is rarely required when exchanging information.

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  143. They also have a .pdf checklist you could print. This would be great to have in the car's glove box in case of an accident (especially with teens.)

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  144. I think this app could really help in case of an accident simply because you sort of go into shock and can't think properly!

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  145. I learned that filing a police report can help facilitate the insurance claims process.

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  146. It is not good to share personal data.

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  147. 25% of people exchange adresses in an accident

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  148. Learned that it's a bad idea to share your personal info!

    wolverina401 at gmail dot com

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  149. I learned "Many retailers accept driver’s license information to verify your identity over the phone. In fact, your license number is the most common way to confirm your identity after Social Security number and date of birth."

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  150. Because I have never had an accident this would be wonderful if I ever need to have the step by step instruction

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  151. Twenty-nine percent of survey respondents believed they are required to share personal phone numbers. In fact, sharing your phone number is rarely necessary.

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  152. I learned that Twenty-five percent of consumers surveyed said they would share their home address.
    rjwashington2000@yahoo.com

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  153. The app would allow me to collect the necessary information on the spot and immediately email it directly to yourself and your insurance agent.

    rjwashington2000@yahoo.com

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  154. I've never been in a car accident but this part really interested me: "The app allows you to collect the necessary information on the spot and immediately email it directly to yourself and your insurance agent. It also makes it easy to capture photos and document the necessary information to file an insurance claim." I think that would definitely help tons if I got into an accident.

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  155. identity theft is one of the fastest growing crimes

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  156. What helped me out is knowing I dont have to show my license to toher other driver

    tannawings at gmail dot com

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  157. i learned sharing your phone number is rarely necessary.

    dani marie

    ferriza2(at)yahoo(dot)com

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  158. You do not need to share certain info with the other driver.
    seyma_bennett@Hotmail.com

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  159. Twenty-nine percent of survey respondents believed they are required to share personal phone numbers. In fact, sharing your phone number is rarely necessary. lsenko83 at yahoo.com

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  160. I learned that identity theft is one of the fastest growing crimes

    rtrexel@gmail.com

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  161. I learned ways to protect my information from identity theft if I were to be in an accident.

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  162. I had never really thought about the risk of identity theft while sharing information after an accident, but did know that all they really needed to know was name and insurance information.

    cgclynsg0 @ gmail dot com

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  163. It would be very helpful to keep everything on track, at least during fairly minor accidents. Doubt it would be much help in a serious one though, since the user must be able to concentrate enough to use it!

    cgclynsg0 @ gmail dot com

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  164. I learned that you don't have to share personal info

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  165. I learned that Twenty-five percent of consumers they surveyed said they would share their home address.

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  166. I learned that Twenty-five percent of consumers they surveyed said they would share their home address.

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  167. I learned that you should rarely share your phone number.

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  168. I learned that sharing your phone number is rarely necessary.

    Hotsnotty2@hotmail.com

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  169. I learned that NAIC offers a downloadable accident checklist and tips for staying calm, safe and smart on the road.

    pittsy82@hotmail.com

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  170. I learned that people do not need to share personal information, except for name and insurance info after an accident.

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  171. I learned that the Federal Trade Commission estimates nearly nine million consumers have their identities stolen each year

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  172. The WreckCheck would take me step-by-step on what to do when I may be in a state of shock and it would help me stay focused.

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  173. I learned that if you do not have a SmartPhone to run the app, NAIC also offers a downloadable accident checklist and tips.

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  174. It would focus my mind on the steps needed and what not to do

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  175. Most drivers don't think about identity theft after an accident. Thanks for the giveaway.

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  176. Sharing a phone number after an accident in not necessary

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  177. I didn't realize that your license # is so important that your license number is the most common way to confirm your identity after Social Security number and date of birth.

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  178. i learned that your license number is the most common way to confirm your identity after Social Security number and date of birth.

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  179. I learned that sharing your phone number after an accident isn't necessary.

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  180. Thirty-eight percent of consumers believed they should share their driver’s license number with the other driver

    lowville04@yahoo.com

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  181. I learned what info you have to share, versus what you don't really have to share. Good to know!
    onecheaplady@yahoo.com

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  182. I learned you shouldn't share your driver's license with the other driver.

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  183. you shouldn't give personal information with the other driver.

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  184. I learned that you do not need to exchange phone numbers.

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  185. help know what information to swap, i always thought you had to give your DL number but you don't, carawling(at)hotmail(dot)com

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  186. I learned that it is not necessary to share phone numbers after an accident.

    Les Johnson

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  187. To take some of the guesswork out of a tense situation, the NAIC has developed WreckCheck, a new, free mobile app for iPhone® and Android® smartphones.
    vmkids3 at msn dot com

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  188. I learned that you shouldn't need to share info like driver's license # home address or phone number and if you do, you are setting yourself up for potential identity theft.

    s2s2 at comcast dot net

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  189. The WreckCheck app would be helpful for guidance in accident situations where many people are not thinking clearly

    s2s2 at comcast dot net

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  190. I learned that 29% of survey respondents believed they are required to share personal phone numbers. In fact, sharing your phone number is rarely necessary.

    Lisa Garner

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  191. I learned they have a app available.

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  192. Wow I never even considered identify theft as an issue with giving my driver's license number to the other person in an accident.
    ericacarnes(at)gmail(dot)com

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  193. I learned that you do not have to share personal info like your phone number.

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  194. If I had this app it could walk me through what kind of information to provide in case of accident.

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  195. i learned not to provide personal information

    cb_shorty2003@yahoo.com

    ReplyDelete
  196. I learned that: nearly 20 percent of respondents believe the only reason to call police after an accident is if someone is injured. However, filing a police report can help facilitate the insurance claims process.

    annemarie562000(at)yahoo(dot)com

    ReplyDelete
  197. identity theft is one of the fastest growing crimes in America

    BBrittBrat1398@yahoo.com

    ReplyDelete
  198. i learned that you only need to provide name and vehicle insurance information provider when in an accident

    jagar0047 at yahoo dot com


    ReplyDelete
  199. i think it would help keep you focused on what you need to do in a stressful situation

    jagar0047 at yahoo dot com

    ReplyDelete