The Art of Random Willy-Nillyness: Make Sure Life Does Not Surprise You + GIVEAWAY! #InsureU
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Wednesday, April 30, 2014

Make Sure Life Does Not Surprise You + GIVEAWAY! #InsureU



This has been a long winter but it finally seems like Spring is here to stay. After a winter like this, I am ready for a change. Spring is a time for renewal. For us, we will be moving to a new town and we have bought a new house. This major life event is something we are looking forward to but it can also be overwhelming.



All too often, people wait for something bad to happen before they worry about whether or not they have the right amount of coverage. We are not those people. We already have been researching the type of insurance we need on our new house. We have also been researching the type of insurance we need on our current house if we need to rent it. The best time to get educated about insurance is when you’re in the process of making a major life decision, like buying a new house before a crisis hits and you need insurance.

Here are some tips from the National Association of Insurance Commissioners (NAIC) that will help you:

Get Ready
Insurance needs vary greatly by person, but there are some common life situations during which it’s especially important to ask the tough questions, including:

Buying a New Car: Beyond the sale price, what other costs should I keep in mind?

Getting Married: How might our individual credit and legal histories impact our combined
financial future?

Buying a New Home: How would I handle the financial burden of an unexpected disaster
affecting my home?

If you’re in the midst of a major life event, you can head over to the Insure U site and take a look at the new Get Ready resources. The Get Ready resources will help you get informed about insurance before you need it. Insurance will help you when a crisis hits. Being informed will save you from costly decisions later. For the life situations mentioned above, Insure U offers 5 Tough Questions to ask yourself and Take Action Now checklists to help you get ready. For more tough questions to consider, plus supporting infographics, videos, apps and games, visit www.insureuonline.org.


Life is full of surprises. A few months ago we had no plans to move. Now we are moving, hubby has a new job, we are selling our house and we bought a new house! Surprise!! Thanks to NAIC I have a “Life Kit” to give away to one lucky reader. The "Life Kit" is filled with several “surprise” items to help you get ready to navigate through life ($50 value).

Just enter on the Rafflecopter widget below!

a Rafflecopter giveaway


Rules: One entry per person per day. Once a winner is drawn I will contact them and the winner will have 48 hours to reply back before I draw a new winner. Giveaway is open to US residents only who are 18 years of age or older.

Disclosure: I received a sample product for review purposes. No other compensation was given and the opinions in this post are solely mine and are based on my experience with the product. Sponsors are responsible for shipping prizes unless otherwise stated. I am not responsible if sponsors do not fulfill prize. Please allow 6-8 weeks for delivery of any prizes.

106 comments:

  1. Daily life to life is an event. Vacation would be an event to have insurance. You never know what can happen. Patricia

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  2. https://twitter.com/yourpotofgold/status/461480889092804608

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  3. No major life events this year (at least that I know of now), but we're careful to be insured--we have renter's insurance, car insurance, motorcycle insurance, life insurance, and health insurance, and maybe more, but that's what I could think of right off the bat.

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  4. When we buy a new home, I would definitely need insurance in case something happened.
    heymissvirginia at embarqmail dot com

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  5. Who knows? I may need to take a long winter's nap.

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  6. Everyone with children should have life insurance. And many learn too late that they should have renters insurance

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  7. I think my fiance' is going to have to purchase a new vehicle.The work truck he has now has broken down twice in the last month or so.

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  8. I was just thinking today with all the bad storms that have been around this week we might should consider renter's insurance.

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  9. https://twitter.com/tatzgrrly/status/461651149351702528

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  10. I don;t have a life event coming up.

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  11. I am actually on the market to get apartment renters insurance in case something happens. I don't know of any major life events other than moving into a new apartment.

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  12. My biggest life event that recently happened was starting a new job and getting a new apartment.

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  13. I have not had any major life events myself, but other family members have had unexpected life events that insurance does not cover completely.

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  14. I will be getting a new car in about 6 months. I have been waiting for so long to get one. We will also be getting a house in January 2015.

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  15. https://twitter.com/CouponingLSB/status/461891536368570368

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  16. https://twitter.com/tatzgrrly/status/461932383202062336

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  17. Long term care insurance seems to be important!

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  18. https://twitter.com/mrsshukra/status/462010767265382400

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  19. No life event insurance needed.

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  20. Life, health, you name it, it all needs insuring!

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  21. I need life insurance to help plan for the worst case scenario that my child would be financially taken care of.

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  22. I just had a new child and could maybe use help for this.

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  23. We are buying a new vehicle and would need insurance.

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  24. https://twitter.com/sweetums82/status/462314196491698176

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  25. The only insurance is life insurance!

    Love3570@aol.com

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  26. https://twitter.com/yourpotofgold/status/462360206207221760

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  27. https://twitter.com/tatzgrrly/status/462380330930798592

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  28. I'm going to get vacation insurance when I plan a big trip because you never know what can happen to derail your plans and paying for a trip you can't take would be horrible.

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  29. we'll be moving to a new house soon

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  30. we're moving to a new house soon

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  31. https://twitter.com/yourpotofgold/status/462578704766345216

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  32. No life events coming up for us......just daughter going to college

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  33. https://twitter.com/tatzgrrly/status/462702317293146112

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  34. https://twitter.com/mrsshukra/status/462730029407801344

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  35. https://twitter.com/yourpotofgold/status/462940404606717952

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  36. A person can never have enough insurance. Having it has saved my butt many times!

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  37. I might need flood insurance since we've had a lot of floods in the area lately.

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  38. I might need flood insurance since we've been having a lot of floods in the area lately.

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  39. disability, home, life, umbrella, auto insurance... and health, of course

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  40. I don't have any events planned that need new insurance at this time, but may need to update some of my policies to make sure they cover what I need.

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  41. I don't have a life event coming up

    agnesye@hotmail.com

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  42. https://twitter.com/mrsshukra/status/463105812085211136

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  43. Moving to a house near a river.

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  44. I have car insurance but always hope that I won't need it.

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  45. https://twitter.com/yourpotofgold/status/463345395205017600

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  46. https://twitter.com/tatzgrrly/status/463471863394357249

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  47. I could use life insurance as we all need some.

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  48. https://twitter.com/mrsshukra/status/463571269040885760

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  49. https://twitter.com/yourpotofgold/status/463712955700224000

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  50. Not right now, but soon we will be trying for a baby.
    Brittney House BBrittBrat1398@yahoo.com

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  51. https://twitter.com/mrsshukra/status/463944618975850496

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  52. https://twitter.com/mrsshukra/status/464183993072500736

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  53. https://twitter.com/yourpotofgold/status/464436611082510336

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  54. https://twitter.com/yourpotofgold/status/465118680171307010

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  55. https://twitter.com/mrsshukra/status/465251825734516738

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  56. I will need professional insurance for my social work lisence next year.

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  57. https://twitter.com/mrsshukra/status/465581813528674305

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  58. https://twitter.com/yourpotofgold/status/465885779961446400

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  59. We just moved into a new house. we have insurance on the house but am very intersted in Life Insurance.

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  60. The life insurance (turning 50) best describe my needs.

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  61. Tweet
    https://twitter.com/fatmeatloaf1/status/466040267988946946

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  62. https://twitter.com/mrsshukra/status/466105097835921408

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  63. https://twitter.com/yourpotofgold/status/466248531905232896

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  64. https://twitter.com/mrsshukra/status/466416708945989632

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  65. https://twitter.com/yourpotofgold/status/466559297522892800

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  66. https://twitter.com/tatzgrrly/status/466716459331100672

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  67. https://twitter.com/yourpotofgold/status/466972603517640704

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  68. https://twitter.com/tatzgrrly/status/467000379289255936

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  69. we're moving soon, rental insurance!

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  70. No major events coming up. I carry lots of insurance for various things.
    Thanks for the contest.

    slehan at juno dot com

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  71. https://twitter.com/yourpotofgold/status/467338498282758144

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  72. https://twitter.com/tatzgrrly/status/467391380390555648

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  73. i could probably use renters insurance

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  74. https://twitter.com/yourpotofgold/status/467791107502264320

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  75. https://twitter.com/mrsshukra/status/467852680988090368

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  76. Purchase a new vehicle and never experienced anything similar to the fox couple.

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  77. Cute little video featuring the fox family! Unfortunately, I'm a little too familiar with the car-crash scenario, but my insurance did come through and covered everything, including a rental until my car was repaired. Whew!

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  78. https://twitter.com/yourpotofgold/status/468135597035376640

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  79. I am getting married later this year.

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  80. I am getting married later this year.

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  81. https://twitter.com/yourpotofgold/status/468452169448837121

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  82. I need to find new life insurance as I recently defaulted due to a job loss...also, we are moving and will need to get new health insurance. We are also getting married this year, but I suppose we don't need insurance for that, hehe.

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  83. https://twitter.com/yourpotofgold/status/468928533603962880

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  84. https://twitter.com/yourpotofgold/status/469090749288443904

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  85. https://twitter.com/tatzgrrly/status/469142497671659521

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  86. We are thinking of moving to a bigger house. Lisa L tylerpants(at)gmail.com

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  87. https://twitter.com/yourpotofgold/status/469508972278337538

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  88. I don't have any life events coming up that I know of but things can change on a whim.

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  89. https://twitter.com/yourpotofgold/status/469865996560257025

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  90. We are thinking of moving out West in the next few years. That would definitely be an insurance major event.

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  91. Getting married...having a baby.

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  92. Lee mckeon, I bought a second home for daughter who had no where to live,small but cute

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  93. https://twitter.com/mrsshukra/status/470089922456473600

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  94. My son will be going to college soon yikes!

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  95. https://twitter.com/mrsshukra/status/470336306581479426

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  96. We have a new house so theres that.

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  97. https://twitter.com/yourpotofgold/status/470344078756823041

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  98. We are planning a wedding, does that count for something to insure?

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  99. Hurricane season is coming next month so flood insurance is at the top of the list.
    Laurie Emerson
    lauraemerson17 at yahoo dot com

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  100. The new car is one of the experiences I have had. A new which did not last as long as it should have.
    Laurie Emerson
    lauraemerson17 at yahoo dot com

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